Constant efforts are being made to transform India into a digitally empowered nation. The Government of India has also taken the initiative to encourage the masses to use digital technologies. There are numerous mobile applications in the market, which allow users to transact on the go with the help of their mobile phones. Such apps offer a high degree of convenience as individuals do not have to visit physical stores in order to make payments.
Features of JioMoney
JioMoney, a digital payment app by Reliance Jio, is a simple, smart, and secure one-app solution for everyday transactions. This digital payment application allows you to go cash-free while making your transactions. The app may be used on Android and iOS phones, and will soon be made available for Windows users as well.
JioMoney, one of the best mobile wallets in India, offers two types of accounts, basic account, and advanced account. You may use the basic account if your transaction limit is capped at INR 10,000 per calendar month. For transactions more than INR 10,000, you may utilize the advanced account. This app allows you to load money into your JioMoney account through your debit or credit card, or through net banking. You may then shop online, pay bills, transfer money to friends and relatives, and so much more.
Here are Three Major Uses of This Online Wallet.
Make Bill Payments
The JioMoney app allows you to pay your utility bills electronically. You may make payments for your electricity bill, water bill, gas bill, or landline connection through the mobile application. You could also recharge your mobile or your DTH connection. The app keeps a record of all your frequent transactions, and hence allows you to repeat payments as and when you wish, with just a single click. The online wallet also allows you to pay insurance premiums towards your insurance policy.
In case you wish to make purchases online, you may do so using JioMoney. The app offers numerous deals, discounts, and coupons on top brands, thus helping you save a significant amount of money. JioMoney also provides cashback offers, wherein you get back a certain percentage of the transacted amount back into your Jio wallet. You may also bookmark your frequently visited merchants so that you have easy access to them anytime.
Make Payments at Reliance Stores
One of the most beneficial aspects of using JioMoney is the ability to make payments at any of the Reliance brand stores. Hence, you may use the app to buy groceries at Reliance Fresh or shop for digital products like mobiles, laptops, cameras, and more at Reliance Digital. You could also make payments at Reliance Retail, Reliance Jewels, and any other Reliance outlet using the app. You may make fast payments at physical stores as well, with the help of barcode scanning.
JioMoney also allows you to transfer money from your Jio Wallet to your bank account. Merchants too could make supplier payments and transfer money from accounts. With such diverse uses and features, JioMoney definitely has an added advantage over regular digital wallets. Besides, the app easy availability makes it accessible to millions of individuals in the country.