How to Make Money Online Without Investment {51 Best Way to Earn Online} in 2020

how to make make money online

Making money is a job but earning some cash online without any investment is a fun job! Read this post to learn some amazing ways of making money online and how to make money online without Investment.

Let’s be honest, who doesn’t want to make some extra money?

Extra money is great because of how it can dramatically change our lives.

It could mean:

  • Paying off your debts faster,
  • Leaving the job you hate,
  • Finally, taking the holiday your deserve, or
  • Paying with the bills so you don’t have to live paycheck to paycheck.

And making some extra cash does not have to be complicated or difficult.

If you schedule in an hour a day to make some extra cash, it can make a massive difference to your income overtime.

Below are the best 20 ways to make an extra income, the easy way. No matter who you are or what your skills are, you will find something on this list that will work for you.

How to Make Money Online Without Investment

In this fast era, everybody is running after making cash and trying harder and harder to earn a handsome amount of money. And why it shouldn’t be? I mean look around you and see the rates of products and services available in the market. Prices of everything are touching the sky and becoming affordable. People need to make money on the side in order to earn an extra income and live a luxurious life. When it comes to side earnings, online money making is one of the best options but beware of the scams! Many websites will tell you to pay a fee first in order to start the job. You don’t have to fall for them because there are some amazing ways to online money making without any investment.

How to Make Money Online with Affiliate Marketing

To make money from Affiliate Marketing, first of all, need a website, Blog, Youtube channel or email Subscriber to promote products and services.

Through which you will promote Affiliate products or services.

If you do not have any of these things, then first create the website, blog, youtube channel or email list.

As soon as your website, youtube channel or blog is created then you have to choose the products according to the website blog or the niche of Youtube channel, which ones will be useful for your viewers or subscribers.

After choosing the products, you have to join the affiliate program of a well-qualified company.

You can see the websites listed above to choose a company with a good affiliates program.

After selecting the company, you only have to signup for the affiliate program, and then promoting the company’s products and services through referral or affiliate links, banners, etc.

As soon as people buy the products you promote, you will get fixed money on sale of each product.

Blog Writing

You can create your own blog and start writing for it. Initially, you will not earn a single penny because you need a minimum of 1000 visitors in order to get online traffic. Once you achieve the mission, you are going to be a rich person! But, if you want cash urgently then try writing for somebody’s blog who will pay you for the article.

Sell Photographs Online

If you are that camera person and quite incredible with photography use your talent to earn money online. Sell your photos to websites like Shutterstock, Fotolia and iStock Photo. First, you’ll have to submit sample pictures and once you get a green signal, nobody can stop you from earning money!

Video Selling

Are you good at making tutorials, short documentaries, and funny videos? If yes, then make one now to earn some money. All you have to do is to create a channel on YouTube and upload the videos that grab viewers attention. You’ll get paid for per 1000 views so make sure you come up with some catchy video ideas!

Create an App or Software

If you are a software freak then use your brilliant brain for some side earnings. Create an app or computer software and sell it online to good companies such as Google itself.

Email Marketer

There are many companies who hire email marketers for promoting their products and services. You will have to send a certain number of emails regularly to target customer group. Remember, persuasive emails can earn you a bonus as well!

Write an EBook and sell it!

You like writing fantasy novels or informative books? Well, write one and instead of getting it published on paper use the electronic version to sell online. You won’t have to pay any publishers and you will get to earn some good money for sure.

Be a Social Media Manager

If you have a knack for various social media platforms (especially Facebook, Instagram and Pinterest) you could be a Social Media Manager for small or local businesses that appreciate the benefits of social media and want to utilize them, but don’t have the time or knowledge to run it themselves.

If you can find enough companies to work with, this is a great way to make a full time income, without the commitment of working for just one company.

Choose a platform (Pinterest for example) and learn everything about using it for business that you can. There are plenty of online resources that are free to get you started.

Offer your services to a friend or family member with a blog and learn how to use your new skills professionally, learning as you go, and then once your confidence has grown and you have some real results which you can use as in your marketing plan, you can start offering your services to local businesses or to online bloggers.


If you have any experience of transcription or you have accurate fast typing skills and would be willing to learn, there is an opportunity to earn a full time income as a transcription service such as Medical or Court Transcription.

This is quite intensive work, so if you didn’t want to do it full time, you could offer another service such as proofreading to go with it.

Sell your stuff

When was the last time you did a spring-clean?

If you haven’t had a clear out in a while you probably have stuff that you can sell for cash. If you haven’t used something in over a year, chances are you don’t need it.

If you take a Saturday to rummage through your house you might be surprised at what you will find. It might be part of your wardrobe that has lots of wear left in it but just isn’t quite your style anymore.

Or it could be your old digital cameras or old school cameras which are just sitting there collecting dust because you take all your photos on your iPhone now.

You can list your stuff on eBay, Craiglist or OLX.

And the best part is, I bet you won’t even miss any of the stuff your sell. And instead you’ll have some sweet extra cash!

Be a Website Tester

Do you love leaving reviews and sharing your opinion on new ads, products or websites?

If the answer is yes, then this could be the option for you.

Website owners want to know what people’s first impressions of their website are.  They know that first impressions are everything and so they are willing to pay for testers to ensure that their site is attractive and easy for the visitors to navigate.

All you need as a website tester is a good internet connection and a laptop.

Websites like pay $10 per test via PayPal. Each test usually takes around 20 minutes and involves completing a set of tasks and recording yourself speaking your thoughts aloud.

Doing the math, that works out to a possible $30 an hour which is not too bad at all for checking out websites!

Get paid to take surveys

Taking surveys online is an easy way of making extra cash. My personal favorites are Swagbucks and Opinion Outpost.

If you are interested in taking surveys only, then I would recommend Opinion Outpost. They have a much pay rate than other survey companies and they offer a pretty consistent stream of surveys straight to your inbox.

This is something you can do while watching TV or during your lunch hour.

With Swagbucks, the surveys aren’t quite as good but there are many other ways to make money with this platform. Read my full review to find out the best way to make money with Swagbucks.

I must note that you won’t get rich filling in surveys but you can make some good pocket money from sporadic and easy effort.

To give you an idea, I recently managed to earn $10 from filling in 2 surveys. That took me a total of 30-35 minutes in total, which works out to about $5/ hour.

Not mind-blowing but not too bad for making some cash while watching TV.

Master Matched Betting

When I first heard about Matched Betting, I assumed it involved gambling but boy was I dead wrong.

Matched Betting is actually a completely risk-free method of systematically making money from free bets and incentives offered by bookmakers.

For example, bookmakers often offer sign up bonuses for new members if they make a few bets on their site.

So what you then do is make a few bets for both sides to win the tennis match.

We know that one side is going to lose. So let’s say you lose £10 per bet which totals £30 for three bets. But making those bets means you have now unlocked a £100 sign on bonus. That results in a £70 profit.

You then rinse & repeat on other sites.

Sites like OddsMonkey offer tutorials and tools that teach absolute newbies to make money online consistently using the Matched Betting method. And their users on average make £900 a month.

Be a Freelancer

Working online can be a great way to earn a living. If you have skills in any of the following areas there is probably a market out there that would pay for your skills:

  • Writing,
  • Graphic design,
  • Transcribing,
  • Accounting,
  • Web design,
  • Marketing,

I think you might be surprised at the demand out there for various skills.

The best thing about freelancing is that you dictate your own hours and you can work from anywhere.

You can either start by working your existing network, maybe its contacts from your field of work.

If you want to reach a wider audience, then you can check out Upwork and Freelancer.

However, I must warn that the competition is pretty stiff on these sites and often you are competing with people in countries who can afford to charge a lot less than you do.

Teach English online

Did you know that many people around the world want to learn English and are willing to pay people like you to teach them!

If you are a native speaker of English, you can find English teaching jobs on websites like Indeed, Learn4Good and

All you have to do click on the links above to see what jobs are available. You will have to register to upload your CV and apply for the roles.

You can expect to earn about $25 an hour and the lessons, often conducted via Skype, can easily be fitted around your schedule and day job.

If you have a Bachelor’s Degree, you can sign up for VIP Kid, an online platform for teaching English to Chinese students aged between 5 to 12.

Don’t worry, you don’t need to know Chinese.

VIP Kid is rated in the Top 5 on Forbes for best remote companies to work for and is currently hiring remote teachers. To become a VIP Kid teacher, you need to:

  • Be eligible to work in the US or Canada,
  • Have one year of teaching experience, and
  • A Bachelor’s degree in any field.

Become a virtual assistant

If you are highly organized and have strong administrative skills then you might be a great candidate for becoming a virtual assistant.

Virtual assistants can earn between $35-$50 per hour from home and can dictate their own hours.

With the rise of online businesses, there is also the increased need for virtual assistants who help businesses with emails, customer service, blogging updates, Facebook, Twitter, Instagram, or Pinterest management.

If you want to find out more about becoming a virtual assistant and all the tasks you can do and offer to potential clients, check out Gina’s top tips* to getting started as a virtual assistant.


If you enjoy writing, there is an opportunity to write for online businesses or blogs, and get paid!

When you are starting out without any experience and without your own website, your payout rate will be lower than an established writer. But once you get a few samples and a couple of clients under your belt, you can then start to command a higher rate.

My advice is to tell everyone that you know that you will be offering writing services, even if they don’t have a blog or business.

Because they may not need your services, but somebody that they know may need a writer and with the recommendation from your friend you are very likely to get the gig.

Linkedin is the best social network for offering professional services such as writing.

But if you are not keen on writing you can offer any kind of freelance services, do you enjoy social media? If so, offer your services as a Social Media Manager.

If you have a flair for graphics, you could offer graphic design services. If you are organized offer your services as a virtual assistant or customer service agent.

Whatever you are good at, you can offer to do it for other people who don’t have the time or talent to do it themselves.



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